Who Pays For Chiropractor After Accident If you’ve been involved in a car accident and are grappling with pain, you may be wondering about the financial aspect of seeking chiropractic treatment. Questions about who will foot the bill for your chiropractor after an accident can be daunting. However, it’s essential to prioritize your health and not let concerns about costs hinder your recovery.
Is Chiropractic Treatment Covered in a Car Accident Settlement?
Car accidents frequently lead to personal injury claims, and if you’ve been injured due to someone else’s fault, you may be eligible for compensation, which includes “special damages” or economic damages. Special damages encompass various expenses, and yes, this includes your chiropractic bills.
These medical expenses are typically covered under the umbrella of car accident settlements, alongside other eligible costs such as emergency room bills, over-the-counter medication, and assistive devices like neck braces or crutches.
How Do I Get My Chiropractic Treatment Covered?
Here are a couple of ways to ensure your chiropractic treatment expenses are covered:
- Personal Injury Protection (PIP) Coverage: If you have PIP (Personal Injury Protection) as part of your car insurance policy, you can access up to $10,000 to cover medical expenses, including visits to a chiropractor. However, there are a few important considerations:
- PIP may not cover injuries resulting from farm equipment, mopeds, off-road vehicles (like ATVs), or recreational vehicles.
- Motorcycles can be covered by PIP in some cases but often come with higher premiums.
- You must have added PIP coverage to your policy before the accident occurred. In Washington state, it’s optional, and you need to have opted for it.
- Pursue a 3rd-Party Settlement: If you weren’t covered by PIP or didn’t add it to your policy, you can still seek compensation through a 3rd-party settlement. In this case, it’s advisable to consult with an experienced personal injury attorney. They can help you build a strong case and fight for maximum compensation to cover your medical bills, including chiropractic treatment costs.
Why Seek Immediate Chiropractic Care?
Delaying chiropractic treatment can have adverse consequences, including:
- Higher bills: Waiting to seek treatment can result in accumulating chiropractic bills that are significantly higher than if you’d received prompt care.
- Insurance challenges: The longer you wait, the easier it becomes for your insurance company to dispute the link between the accident and your injuries.
- Faster recovery: Seeking chiropractic treatment early can lead to a quicker and more effective recovery, reducing pain and discomfort.
Choosing the Right Chiropractor
When selecting a chiropractor for post-accident care, consider practitioners experienced in treating car accident injuries. For example, at Rody, we specialize in Atlas Orthogonal Chiropractic, which focuses on upper cervical spine issues commonly associated with car accidents.
Our practice offers gentle and effective treatments, ensuring you receive the care you need without unnecessary discomfort. We gladly accept attorney referrals, MD referrals, and patient referrals for all car accident victims.
if you’re concerned about who will cover your chiropractic treatment after a car accident, remember that options like PIP coverage or pursuing a 3rd-party settlement are available to help alleviate financial burdens. Seeking prompt chiropractic care is essential for your health, well-being, and potential recovery of expenses. If you have any questions about car accident chiropractor settlements or need assistance finding a personal injury lawyer, feel free to reach out to us at 253-535-6006. Your health and recovery should always come first.